Home Loan Refinance

Free up your capital for home renovations, consolidate personal and business debts, or simply obtain a lower home loan interest rate.

Refinancing your home loan might enable you to free capital for investments, renovations or to make some other dream a reality.

It is always sound practice to compare the interest rate you're paying against the current market. You may find that you are paying a higher home loan interest rate than you need too.

Benefits Of A Home Loan Refinance:

Lower home loan interest rate
Payout high interest personal loans and business debts into one (Debt consolidation home loan)
Free up cash to perform home improvement/ renovations to your home adding an overall valuation increase
Free up cash for business or personal use

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Property Type

What type of property are you looking to refinance?

Postcode

Valuation Estimate

Amount Owing

Loan Amount

How much would you like to borrow in total including your current mortgage plus any debts and/or cash out you require?

Further Information

Please tell us what you are trying to achieve with a home loan refinance. Please tell us briefly anything we should know about your current finance situation

Full Name

First Name

Last Name

Email Address

Mobile Number

What is the Process

Lenders seek answers to 3 key questions:

What is the value of the property?

They will undertake a property valuation that is generally performed by a specialist professional valuer. They may need to look through the property. They will also look at the market values of comparable properties in the area. In some cases, you may be charged for this service.

Who are you?

Your identity needs to be verified. This is often referred to as a 100 point check. You may be asked for documents such as a drivers licence, passport, credit card, rate notice or utilities account; or something that shows who you are and where you live. Most lenders will require a credit history from a credit agency.

Can you afford the repayments?

This is usually referred to as 'serviceability'. Lenders need to know that you can afford the loan. You need to be open and honest as you could be breaking the law if you deceive the lender. It is a legal offence for a lender to lend funds to someone who can't afford the repayments, so lenders take this criteria very seriously.